Farmowners Insurance & Farm Fire
We offer coverage for your farm, farmette or hobby farm. Including dwellings, outbuildings, personal property and farm equipment.
A Clarno Mutual Insurance Company package policy for farmowners provides the following.
Dwelling, Personal Property & Additional living expense
Broad form perils:
- Fire or lightning
- Windstorm or hail
- Explosion
- Riot or civil commotion
- Aircraft
- Vehicles
- Sudden & accidental damage from smoke
- Vandalism & malicious mischief
- Identity fraud expense
- Fire department service call
Farm outbuildings and farm personal property
Protection provided against the following:
- Smoke
- Vandalism & malicious mischief
- Theft
- Collision or overturn
- Electrocution of livestock
Plus farm liability providing you with personal liability insurance for the protection of your farm operations.
Special peril package - We extend coverage to all insured farm property for:
- Glass coverage
- Borrowed farm machinery, vehicles & equipment
- Farm operations records expenses
- Added perils for refrigerated food
- Damage by foreign objects / injestion
- Snowload coverage