Homeowners Insurance & Dwelling Fire
We offer coverage for your home & personal property. Including seasonal homes and new construction.
Clarno Mutual Homeowners Policies cover your property against the following losses.
Your protection can be provided by one of the following forms:
Homeowners - Broad Form Perils
- Fire or lightning
- Windstorm or hail
- Explosion
- Riot or civil commotion
- Aircraft
- Vehicles
- Sudden & accidental damage from smoke
- Sinkhole collapse
- Volcanic action
- Vandalism & malicious mischief
- Glass breakage
- Theft
- Identity fraud expense
- Fire department service call
Special or additional insurance you may need.
You can include comprehensive coverage for scheduled personal property such as:
- Jewelry
- Furs
- Fine arts
- Camera equipment
- Silverware
- Musical instruments
- Coin or stamp collections
- Guns
- Watercraft
- Recreational vehicles
Plus personal liability insurance for your protection.